Make the change and be the difference. Take ownership at MCB!

Established in 1960 with just one location in Morton, IL, Morton Community Bank (MCB) has grown to over 550 employees, 52 branch locations and over $5 billion in assets! We pride ourselves on our dedicated service to our customers and our communities, while placing much value on our internal assets, our employees. Each MCB employee OWNS a portion of the bank with our ESOP (Employee Stock Ownership Plan). The ESOP has proven to be a substantial benefit to employees upon retirement.

Pay or shift range: $21.21USD to $26.29USD

The estimated range is the budgeted amount for this position. Final offers are based on various factors, including skill set, experience, location, qualifications and other job-related reasons.

Enjoy the Benefits of working at MCB!

Medical, Dental, Vision, Short-Term Disability, HSA, FSA, 401k.

Life and AD&D Insurances, Long-Term Disability, Vacation Days, Personal Days, and Paid Holidays.

Job Summary

Responsible for creating and assembling all the required documentation for commercial loan closings and for ensuring the loan file is in compliance with the bank’s policies and procedures and as required by regulatory practices.

Essential Duties & Responsibilities
· Review incoming loan requests to identify appropriate conditions, terms of repayment, loan covenants and actions necessary to perfect the bank’s collateral interest
· Interact with Lenders and Loan Assistants to insure correct documentation
· Prepare commercial loan documentation utilizing the appropriate software in accordance with Loan Policy, Loan Approval and Regulatory Compliance
· Coordinate with legal counsel on less complex attorney reviewed and prepared loan requests
· Identify Community Reinvestment Act (CRA) and Home Mortgage Disclosure Act (HMDA) loans and input the appropriate reporting information
· Review real estate title and UCC searches and take appropriate action to clear exceptions
· Verify loan documentation for accuracy, completeness and compliance
· Coordinate loan closings with lenders, loan assistants, and title companies and/or attorneys including the delivery of the loan documents prior to closing
· Send executed loan documents for recording (Mortgages, Deeds of Trust, Vehicle Titles, UCC)
· Perform loan funding functions: verify documentation is properly executed, prepare wire transfer instructions, submit payoffs to other lending institutions or third parties, prepare all internal tickets to submit to loan expert.
· Work in a fast paced environment, prioritize multiple responsibilities
· Process back counter work in a rotation

Supervisory Requirements
Personnel Management: This position has no supervisory responsibilities.

Physical Demands
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
· The physical activities of this position may include climbing, reaching, standing, lifting, talking, hearing and performing repetitive motions.
· Medium exertion; exerting up to 50 pounds of force occasionally, and or up to 20 pounds of force frequently, and or up to 10 pounds of force constantly to move objects.
· The worker is required to have close visual acuity to perform an activity such as: preparing and analyzing data and figures; viewing a computer terminal.

Work Environment
The work environment characteristics described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
· The noise level in the work environment is usually moderate.
· Employees, who work 7 ½ continuous hours or more, must take a 30 minute uninterrupted lunch break no later than 5 hours after beginning their work day

Education and Qualifications
Essential:
· High school diploma or equivalent
· Attend loan overview course
· BSA and other Bank related training through BAI is required annually
Desirable:
· Some college or equivalent work experience

Experience
Essential:
· Knowledge of customer service principles
· Relevant computer skills
Desirable:
· 2-3 years of related work experience

This job description is not an employment contract, implied or otherwise; therefore, employment relationship remains "at-will."