Make the change and be the difference. Take ownership at MCB!

Established in 1960 with just one location in Morton, IL, Morton Community Bank (MCB) has grown to over 500 employees, 53 branch locations and over $5 billion in assets! We pride ourselves on our dedicated service to our customers and our communities, while placing much value on our internal assets, our employees. Each MCB employee OWNS a portion of the bank with our ESOP (Employee Stock Ownership Plan). The ESOP has proven to be a substantial benefit to employees upon retirement.

Enjoy the Benefits of working at MCB!

Employee Paid Voluntary Benefits:

Medical, Dental, Vision, Short-Term Disability, HSA, FSA, 401k.

MCB Paid:

Life and AD&D Insurances and Long-Term Disability, Vacation Days, Personal Days, and Paid Holidays.

Job Summary

Responsible for assisting in the direct support of the bank’s program of Bank Secrecy Act, USA Patriot Act, Anti-Money Laundering, OFAC and Customer Identification Program compliance.

Position Overview
Requires 0-2 years experience in BSA or in related area of banking; Knowledge of commonly-used concepts, practices, and procedures within the field of BSA; Analyst relies on instructions and pre-established guidelines to perform job functions.

Essential Duties & Responsibilities
· Assist BSA/AML Officer and Senior BSA Analyst(s) by conducting analysis on transactional data to make determination of irregular activity through understanding of industry norms, historical customer activity and regulatory definitions of suspicious activity
· Conduct investigations by utilizing the banks resources: i.e. system software, reports databases and system applications to determine if suspect account activity meets the established criteria for investigating of suspicious activity as described in MCB’s BSA and Anti-money laundering procedures
· Examine reports to determine if situations meet the established criteria for investigating suspected fraudulent or problem accounts
· Document all findings in a centralized case management system to include writing a detailed narrative supporting your findings
· Exercise solid judgment while examining, identifying and documenting suspicious account activity behaviors and patterns
· Maintain a high degree of professional competence in the area of Bank Secrecy Act activities and investigations through self-study, seminars and professional organizations
· Perform all daily, weekly, monthly, annual BSA/AML tasks as assigned by the BSA/AML Officer

Supervisory Requirements
Personnel Management: This position has no supervisory responsibilities.

Physical Demands
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

· The physical activities of this position may include climbing, reaching, standing, lifting, talking, hearing and performing repetitive motions.
· Medium exertion; exerting up to 50 pounds of force occasionally, and or up to 20 pounds of force frequently, and or up to 10 pounds of force constantly to move objects.
· The worker is required to have close visual acuity to perform an activity such as: preparing and analyzing data and figures; viewing a computer terminal.

Work Environment

The work environment characteristics described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

· The noise level in the work environment is usually moderate.
· Employees, who work 7 ½ continuous hours or more, must take a 30 minute uninterrupted lunch break no later than 5 hours after beginning their work day

Education and Qualifications
Essential:
· High school diploma or equivalent
· BSA and other Bank related training through BAI is required annually

Experience:
Essential:
· Knowledge of customer service principles
· Relevant computer skills
Desirable:
· BSA/AML experience
· Minimum 2 years banking experience