Text "2471" to (309) 322-9911 to apply.

Wage Range: Min: $21.20, Mid: $25.80, Max: $30.40

A Brief Overview

The Loan Review Associate performs loan reviews to assist with independently evaluating the Bank's underwriting, credit analysis, and adherence to internal loan processes, policies, and procedures. This position evaluates and assists in determining the overall quality of a loan portfolio. The Loan Review Associate will be part of the Loan Review Department of the Risk Management Division where the primary focus is on helping management protect the Bank against undue risk exposure. The Loan Review Associate reports to the department manager.

What you will do

• Conduct loan reviews to evaluate the adequacy of the Bank's loan underwriting, credit analysis, and adherence to Bank policies and procedures.
• Gather data for loan reviews through a variety of methods including interviews, research of laws, regulations, policies and industry standards, downloads, etc. Document relevant information to support the loan review conclusions and formal Findings.
• Produce clear and complete written reports in accordance with established deadlines.
• Collaborate with Bank management to identify practical corrective actions to address formal Findings.
• Identify and recommend solutions and/or new procedures to enhance current operations or strengthen controls to mitigate loss exposure.
• Maintain sufficient independence from Bank management to clearly demonstrate objectivity in matters affecting loan review conclusions.

Other Qualifications/Requirements

• Bachelor’s Degree Business or Finance and less than 1 year bank loan review preferred or equivalent combination of education and experience.

Who We Are

Heartland Bank and Trust Company is headquartered in Bloomington, Illinois. With 70+ locations throughout Illinois and Eastern Iowa, Heartland continues to grow and is committed to preserving strong ties to our communities, customers, employees, and shareholders.

Heartland Bank’s mission is to “create value for the customer, earn a profit for the Bank, and have fun doing it!” At Heartland, employees have the opportunity to make a difference every day.

What We Offer

At Heartland Bank, we offer a competitive benefits package to provide you with peace of mind. Click here to learn more about what benefits we have to offer.

Physical Demands

• Regularly: Sitting, Feeling/Touching, Talking, Hearing, Vision - close peripheral, depth
• Frequently: Standing, Walking, Grasping/Reaching - with arms and hands, Repetitive Motions
• Occasionally: Climbing and/or Balancing, Stooping, Kneeling, Crouching, and/or Crawling, Lifting (30 lbs.)

Equal Opportunities and Accommodations Statement

Heartland Bank is deeply committed to creating a workplace where inclusion is not only valued but prioritized. We’re proud to be an equal opportunity employer, seeking to create a welcoming and diverse environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, gender identity or expression, family status, marital status, sexual orientation, national origin, genetics, disability, age, or any other non-merit based or legally protected grounds.

Salary Disclaimer

The salary range represents the range of possible compensation at the time of posting. Heartland Bank considers several factors when extending an offer, including but not limited to, the role and associated responsibilities, a candidate’s work experience, education/training, key skills, and internal equity.

The salary range minimum, midpoint, and maximum listed above represent a full range of career compensation growth over time in this position and pay grade. Starting pay typically starts between minimum and midpoint upon hire. The Bank offers compensation growth opportunities within its career architecture.